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Posted by: pmca09 1 year, 4 months ago
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pmca091 year, 4 months ago
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Here are three quick tips to help you save money on homeowners insurance:
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1. Make sure to look for the discounts that you could qualify for. If you can lower your risk level you will lower the cost of your premiums. Having a security system, deadbolts or smoke alarms will traditionally save you 15-25% on your premium costs. It only makes sense to invest in these security features as it often can save you thousands of dollars in overall premiums.
2. Increase your deductible. This is a definite way to save money on your policy. If you have a low deductible of $50 to $100, consider raising it to at least $500 to $1,000. You could save up to 25% on your premiums. It's important to determine you financial status, so in case of an emergency you can afford whatever deductible you decide upon.
3. Buying your homeowner's and auto insurance policies from the same insurance company can save you lots of money. Most companies offer discounts of 5 to 20% if you buy both types of coverage from them. Check around and make sure the price is lower than buying the two policies from two different companies before making this move.
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