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philmelton1 year ago

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No, you don't have to be an expert, but you do have to use common sense when TAKING OUT A LOAN that you can't afford in the first place. It is not the problem merely of the government or of banks or of greedy lenders, but of a mentality that refinanced homes incessantly to make cash available to pay the loans from equity...which is now gone, as is the money borrowed to repay the loans.

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