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Posted by: JEBUS08 1 year ago
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JEBUS081 year ago
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i was actually lucky - we finished our basement last winter, and then refinanced - our house really is not worth what we refinanced at - nice to know a banker - or we would be hosed, not foreclosed - interesting, because when i talked to her she had a client refinance a new 450k after renovations, re-appraisal was at 350k, thats how that screws people- i had a small 2bed 2bath 1100sft for under 200k, and now 3bed 2.75bath for 205 - moral of the story its the rifanance that screws the person - imagine you are the 450k, no bank will re-fi which is what leads to the problem - i guess at 450 it might be a problem worth having, nonetheless, they got hosed throuht re-apppraisal, and its too late after the appraisal when the ball is rolling
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