Medigap Supplemental Insurance Explained | Gilbert Guide »
Posted By TheRichJerks 6 months, 2 weeks ago in News
Medigap, also known as Medicare Supplemental Insurance, is a health insurance policy sold by private insurance companies that fills the gaps that Medicare fails to cover, such as coinsurance, co-payments and deductibles. There are ten distinct Medigap policies, Medigap Plans A-J. There are also two other Medigap policies, K and L, which only pay a portion. All policies are regulated by the federal and state governments. Residents of Massachusetts, Minnesota and Wisconsin have specialized plans. Plans K and L only provide benefits that supplement those covered under Medicare Parts A and B; both plans require a specific amount of out-of-pocket expenditure before paying the full supplemental benefit for the remainder of the calendar year. For a full description of all Medigap policies, click here .
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